Unlocking Access to Hearing Aids through Medicare in 2024

Let’s explore some of the top Medicare Advantage companies that offer plans with hearing aid coverage and additional benefits:

Humana:

As a leading Medicare coverage provider, Humana offers MA plans that include hearing aid coverage, significantly reducing the cost. Partnering with TruHearing, Humana brings down the price of hearing aids to a range of $400 to $1000. Their plans offer three provider networks—Humana HMO, Humana PPO, and Humana Indemnity Plans—providing various coverage options to suit your preferences and budget. By becoming a Humana member, you gain access to the user-friendly MyHumana portal and app, simplifying premium payments, doctor searches, and more. Moreover, Humana’s Go365 wellness program encourages healthy activities, further reducing your monthly premiums.

Blue Cross Blue Shield:

With its extensive network of independently operated health insurance companies, Blue Cross Blue Shield (BCBS) covers hearing aids, offering prices ranging from $650 to $950. BCBS policies are widely accepted throughout the U.S., with the exception of Mississippi, Nebraska, and North Dakota. BCBS provides three levels of premium coverage plans—Bronze, Silver, and Gold—allowing you to choose the plan that suits your needs and location.

AARP/UnitedHealthcare:

While UnitedHealthcare (UHC) plans may have slightly higher costs, they offer added benefits and access to wellness programs. UHC covers hearing aids, reducing the price to approximately $390 to $2,150. Customers appreciate UHC’s supportive customer service and the informative smartphone app for health analysis. UHC, the largest health insurance company, offers a wide range of services, including health, dental, vision, and disability coverage.

Additional Options:

• Medicaid: Depending on your state and age, Medicaid provides health care coverage, including hearing aid coverage, to eligible low-income adults, children, seniors, pregnant individuals, and people with disabilities. Medicaid is administered by each state based on federal requirements.
• Veterans’ benefits: Veterans who meet specific criteria, including service-connected hearing disabilities or hearing loss interfering with medical care, can receive hearing aids through the Department of Veterans Affairs (VA).
• Over-the-counter hearing aids: The FDA has introduced a rule allowing the sale of over-the-counter hearing aids for individuals with mild to moderate hearing loss. These aids can be purchased without a medical exam, prescription, or special fitting, making them easily accessible online, in stores, and in pharmacies, similar to reading glasses.

Don’t let limited coverage hinder your hearing health. Consider the benefits of Medicare Advantage plans and explore these reputable companies for comprehensive hearing aid coverage. Take control of your healthcare and enjoy an improved quality of life with accessible and affordable hearing solutions.